claim questions

Fire Claims

Business Insurance Claims or Homeowners Insurance Fire & Smoke Damage

Insurance Claims

Homeowners Insurance Claims or Business Insurance Claims

Private Adjuster

Water Damage Claims

Business Insurance Claims or Homeowners Insurance Claims Water Damage

Home » Archive by Tags

Articles tagged with: Claim Help

Commercial loss insurance claims: Let the experts handle it!
Wednesday, 9 May, 2012 – 6:54 | No Comment

For business owners, dealing with any fire, flooding, storm damage or vandalism, it’s usually a real nightmare.  Even a week or two out of the market can have a huge negative impact and cause serious business loss.  A quick restoration and reimbursement for the business losses suffered may be essential to the business’ very survival.
In the insurance claim process, the burden of proof falls on the business owner. The documentation he/she submits is used in …

Insurance settlement blues…
Thursday, 8 Mar, 2012 – 13:27 | No Comment

More often than you think, policy owners get the second round of bad news (after the actual disaster…) when the insurance company presents their settlement offer. In many cases we worked on, the settlement offers were sometimes up to 70% less than the actual rebuilding costs.
How is this possible? It happens mainly because about 9 out of 10 property losses evaluated by insurance adjusters are estimated less than their fair value, to varying …

Dealing with flooding…
Monday, 30 May, 2011 – 13:52 | No Comment

Over the past weeks,  Michigan’s wettest spring since the ’50s has unleashed major flooding in many areas, including Dearborn, Livonia, Southfield, Troy, Farmington, Detroit, Ann Arbor, Flint, Monroe, and Saginaw. Intense rainfall, damaging winds, large hail and powerful thunderstorms have left many without power and with severe property damages.

While we received reports of fallen trees, wind damage and roof damage, the most significant damages occurred because of flooding, especially basement flooding. Many homeowners found …

Happy New Year!
Thursday, 30 Dec, 2010 – 8:09 | No Comment

As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate! Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families.
We had a very strong year, handling over 200 claims for families and businesses all over Michigan. While that in itself meant a lot of …

Thanksgiving Weekend Fires
Saturday, 27 Nov, 2010 – 10:59 | No Comment

Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost.  It is important to keep an eye on what is happening in the kitchen.  There are many outdated stoves that are not use to high heat for extended periods and if and when turkeys catch fire the …

New Public Adjuster on Board
Friday, 12 Nov, 2010 – 8:14 | No Comment

We at Michigan Fire Claims Inc. would like to welcome Raymond Fair, our newest public adjuster to our staff.  Ray has many years experience working on the insurance side and has recently decide to help buisness owners and homeowners as a public adjuster.  Ray is from the Detroit area and now resides in Southfield.  Ray has a strong desire to help fire victims succeed in preparing and presenting their claim.

Detroit wins big
Monday, 11 Oct, 2010 – 6:32 | No Comment

Congratulations to the Detroit Lions for an impressive win against the Saint Louis Rams in Detroit.  It has been a long time since football fans have witnessed a dominating performance such as that.  I would claim before the game that the Detroit Lions would need help to win and I was very wrong.  Help was not needed at all. I guess I will not claim they need help for the next game.

Detroit Lions Season Opener at Home
Sunday, 19 Sep, 2010 – 8:41 | No Comment

My daughter is very excited about going down to Detroit and watching her favorite team the Detroit Lions play the Philadelphia Eagles.  She tells me this morning that the Detroit Lions will need help with out Mathew Stafford and a lot of  help against Vick.  I am just excited to watch the Lions play.  With or without help against the Eagles, my daughter and I will have fun.

Remembering 9.11
Saturday, 11 Sep, 2010 – 7:44 | No Comment

Most of us remember where we were on 9-11-2001.  I was in Detroit providing help to a family after there home was burned the week before due to a candle being left too near combustibles when a fire started in the basement and nearly destroyed there home.  The neighbor next door ran out and caught our attention as she started to scream about the twin towers having planes fly into them.  It has been nine years …

Destruction in Dundee
Saturday, 12 Jun, 2010 – 6:13 | No Comment

The damage created by the tornado in Dundee this past week was unimaginable .  We spent several days consulting with city officials and tornado victims on how to file proper claims.  Several homeowners requested claim help.  Our company is doing as much as we can for all the victims involved.  I will update more on this subject on future postings.