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Articles tagged with: fire loss

Fire loss caused by negligence… will my insurance policy cover it?
Monday, 5 Mar, 2012 – 16:47 | No Comment

Most fires are caused by some sort of human error; therefore, negligence is easily implied.  One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc.  The fact is, in most cases, the homeowner bear some responsibility.  Can the property loss claim be denied on grounds of negligence?
Not usually.   Unless the policy owners purposely set the fire (in which case is classified as arson), the fire loss is covered …

Fall is here, but is it safe to turn up the heat???
Wednesday, 21 Sep, 2011 – 8:28 | No Comment

When it comes to preparing for the colder weather, there is one thing you simply can’t neglect – to have your furnace checked for safety.
This relatively simple and generally inexpensive task will prevent unwanted complications, even tragedy.  Not just it’s not fun when your furnace stops working and it’s freezing outside, but, most importantly, servicing your heating system will make your home and family safer, decreasing the chance of serious accidents.
During the cold season, improperly …

Fire Restoration – The right way
Saturday, 20 Aug, 2011 – 10:04 | No Comment

Even a small fire can create big odor issues that are very difficult and expensive to get rid of.   Slowly burning furniture or carpets release a thick, black smoke, containing hundreds of toxic compounds that will cover all exposed surfaces in your house, and enter through crevices in between walls and attic and basement spaces.  Your walls, floors, furniture, window treatments will be covered with a black, smelly, acidic mass, which, if not promptly …

Fire smell be gone!
Monday, 1 Aug, 2011 – 9:43 | No Comment

So you had a small kitchen fire, that you were able to put out without much structural damage.  While your house smells like the Inferno, you console yourself with the fact that things were not worse.  Cleaning should be easy you think.  You’ll replace the kitchen cabinet above the stove, air the house out, refresh the paint, and life we’ll be back to normal.  As your deductible is high, and the last thing you need …

When Disaster Strikes…
Tuesday, 15 Mar, 2011 – 6:40 | No Comment

A devastating earthquake, a powerful tsunami, nuclear meltdown. An apocalyptic scenario, and one can’t not feel the pain and fear of the japanese people as they deal with it all. However prepared this nation was for such disasters, that tiny chance of everything going wrong at the same time, materialized. The human and economic losses are of such magnitude that even one of the most advanced countries in the world has a …