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Articles tagged with: Fire Claims

Avoid Fire! Store your flammables with caution!
Friday, 23 Mar, 2012 – 13:51 | No Comment

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

Fire loss caused by negligence… will my insurance policy cover it?
Monday, 5 Mar, 2012 – 16:47 | No Comment

Most fires are caused by some sort of human error; therefore, negligence is easily implied.  One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc.  The fact is, in most cases, the homeowner bear some responsibility.  Can the property loss claim be denied on grounds of negligence?
Not usually.   Unless the policy owners purposely set the fire (in which case is classified as arson), the fire loss is covered …

Fire Restoration – The right way
Saturday, 20 Aug, 2011 – 10:04 | No Comment

Even a small fire can create big odor issues that are very difficult and expensive to get rid of.   Slowly burning furniture or carpets release a thick, black smoke, containing hundreds of toxic compounds that will cover all exposed surfaces in your house, and enter through crevices in between walls and attic and basement spaces.  Your walls, floors, furniture, window treatments will be covered with a black, smelly, acidic mass, which, if not promptly …

Fire smell be gone!
Monday, 1 Aug, 2011 – 9:43 | No Comment

So you had a small kitchen fire, that you were able to put out without much structural damage.  While your house smells like the Inferno, you console yourself with the fact that things were not worse.  Cleaning should be easy you think.  You’ll replace the kitchen cabinet above the stove, air the house out, refresh the paint, and life we’ll be back to normal.  As your deductible is high, and the last thing you need …

Happy New Year!
Thursday, 30 Dec, 2010 – 8:09 | No Comment

As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate! Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families.
We had a very strong year, handling over 200 claims for families and businesses all over Michigan. While that in itself meant a lot of …

Fires and the holiday season
Saturday, 18 Dec, 2010 – 11:58 | No Comment

For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires.
While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you’ve got in a fire is not an easy thing for anyone, but eventually life goes on and thing get better. You buy new things, …

Fire Claims Estimates
Thursday, 21 Oct, 2010 – 5:57 | No Comment

Most public adjusters and insurance adjusters use and estimate program called Exactimate.  This estimating program is also the most well known and updated out of all the others that are available.  Public adjusters and insurance adjusters alike can find common pricing on material and labor consistant with the areas the estimates are written.  As an example, a house fire in Grand Rapids would have different pricing values then in a home in Detroit, Lansing and …

Labor Day Weekend at Michigan Fire Claims Inc.
Sunday, 5 Sep, 2010 – 14:50 | No Comment

I was able to give our staff at Michigan Fire Claims Inc a four day Labor Day weekend and it seems that all are enjoying with activities.  We have had a busy month in August and I know this was an especially good break for our team.        Our Grand Rapids office will miss Theresa Payne who has taken a position in Washington DC to be close with family.  Theresa all of us here at …

Fire Claims Seminar in Grand Rapids
Monday, 3 May, 2010 – 7:22 | No Comment

We have been talking to several adjusting firms to have a seminar on how to help fire and water claims for victims in Grand Rapids, Battle Creek, Kalmazoo and surrounding areas.  We are hoping to use our office in Grand Rapids for the presentation.  We should have more info by the end of May.  Please contact us with any questions.

Michigan Sworn Statements in Proof of Loss Fire & Water Claims
Thursday, 4 Feb, 2010 – 11:22 | No Comment

Most insurance companies require insureds to file a Sworn Statements in Proofs of Loss within sixty days of having a fire or flood.  Some insurance companies require that the Proofs are filed when requested by the adjuster.  Always check the policy language to protect oneself from missing this important deadline.