Michigan Insurance Claims – Public Adjusters and Loss Consultants

There have been a lot of questions on what insurance companies cover and policy limitations on flooded basement.  Several calls have been recieved from the Grand Rapids, Saginaw, Bay City areas in regards to water damge in their basements.  Most home insurance policies have endorsements that limit the amount of recovery due to water backup.  When the damage occurs from a broken pipe, the actual dwelling limit on the policy is in full affect.  You should always contact your agent to be aware of the policy language and limitations on your policy.

Tags: basement, Flooded, Grand Rapids, questions, Saginaw

Help for fire and water claims victims in Norther Michigan will be easier with a possible branch office in the Gaylord or Grayling area this coming summer.  There has been a tremendous need for Public and Private Adjusters by insureds requesting estimates and help after their losses.  I would like to thank Dave Sears in Gaylord for helping James Davis who suffered a fire and was not insured outside of Grayling. Dave provided shelter and money to the family.

Tags: Claim Help, Claims, Fire, Flood, Gaylord, Grayling

Most insurance companies require insureds to file a Sworn Statements in Proofs of Loss within sixty days of having a fire or flood.  Some insurance companies require that the Proofs are filed when requested by the adjuster.  Always check the policy language to protect oneself from missing this important deadline.

Tags: Fire Claims, Fire Help, Sworn Statement in Proof of Loss, Water Claims

Insurance companies are reporting more water losses in Grand Rapids and Detroit then in previous years.  Licensed Public adjusters at Michigan Fire Claims Inc. have had great success in dealing with insurance companies in water claims on behalf on insureds.  We look forward to consulting and advising any insured on proper steps to take in mitigating and managing their claims.

Tags: Detroit, Grand Rapids, Michigan Fire Claims, Water Loss

Everyone here at Michigan Fire Claims Inc. would like to wish all our affiliates and vendors in Grand Rapids, Saginaw, Detroit, Grayling and throughout the rest of the state, a Happy New Year!

Tags: Detroit, Fire, Grand Rapids, Grayling, Saginaw