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Articles in the Water Damage Claims Category

Dealing with flooding…
Monday, 30 May, 2011 – 13:52 | No Comment

Over the past weeks,  Michigan’s wettest spring since the ’50s has unleashed major flooding in many areas, including Dearborn, Livonia, Southfield, Troy, Farmington, Detroit, Ann Arbor, Flint, Monroe, and Saginaw. Intense rainfall, damaging winds, large hail and powerful thunderstorms have left many without power and with severe property damages.

While we received reports of fallen trees, wind damage and roof damage, the most significant damages occurred because of flooding, especially basement flooding. Many homeowners found …

Suspecting mold??? You shouldn’t take any chances!
Thursday, 19 May, 2011 – 9:49 | One Comment

While usually harmless, household mold can also be very toxic and has been associated with a wide range of health conditions, from asthmatic symptoms and allergies to fibromyalgia, cancer and even death.
Mold toxicity, expensive mold remediation, and also the fact that most insurance companies usually don’t cover for it, make mold one of the most feared household hazards.  Some homeowners choose to pay extra for mold insurance “riders” that provide additional coverage. Should you???
Most likely …

Flood or Not?
Tuesday, 19 Apr, 2011 – 8:12 | No Comment

For the past few months, we received a large number of inquires for advice about claims related to flood damage. This year was particularly eventful for Michigan, as we had to endure not just frigid temperatures but also a lot of snow. That meant flooded homes and basements, both from ruptured pipes, and from the melting waters.
While they result in the same kind of damage – destroyed floors, moldy walls and furniture, toxic …

When Disaster Strikes…
Tuesday, 15 Mar, 2011 – 6:40 | No Comment

A devastating earthquake, a powerful tsunami, nuclear meltdown. An apocalyptic scenario, and one can’t not feel the pain and fear of the japanese people as they deal with it all. However prepared this nation was for such disasters, that tiny chance of everything going wrong at the same time, materialized. The human and economic losses are of such magnitude that even one of the most advanced countries in the world has a …

On the cold front…
Tuesday, 8 Feb, 2011 – 10:23 | No Comment

Flooding from broken pipes could cause a great deal of damage to residential or commercial properties. Water damage, especially if not promptly attended to, is very costly to repair. So here are some things to be aware of.

Flooded Basement Problems and Water Claim Questions
Friday, 14 May, 2010 – 11:33 | One Comment

There have been a lot of questions on what insurance companies cover and policy limitations on flooded basement.  Several calls have been recieved from the Grand Rapids, Saginaw, Bay City areas in regards to water damge in their basements.  Most home insurance policies have endorsements that limit the amount of recovery due to water backup.  When the damage occurs from a broken pipe, the actual dwelling limit on the policy is in full affect.  You should always …

Claims Help for Fire and Water Victims in Northern Michigan
Wednesday, 10 Feb, 2010 – 10:33 | No Comment

Help for fire and water claims victims in Norther Michigan will be easier with a possible branch office in the Gaylord or Grayling area this coming summer.  There has been a tremendous need for Public and Private Adjusters by insureds requesting estimates and help after their losses.  I would like to thank Dave Sears in Gaylord for helping James Davis who suffered a fire and was not insured outside of Grayling. Dave provided shelter and …

Michigan Sworn Statements in Proof of Loss Fire & Water Claims
Thursday, 4 Feb, 2010 – 11:22 | No Comment

Most insurance companies require insureds to file a Sworn Statements in Proofs of Loss within sixty days of having a fire or flood.  Some insurance companies require that the Proofs are filed when requested by the adjuster.  Always check the policy language to protect oneself from missing this important deadline.

Water Loss Claims On The Rise
Wednesday, 27 Jan, 2010 – 8:39 | No Comment

Insurance companies are reporting more water losses in Grand Rapids and Detroit then in previous years.  Licensed Public adjusters at Michigan Fire Claims Inc. have had great success in dealing with insurance companies in water claims on behalf on insureds.  We look forward to consulting and advising any insured on proper steps to take in mitigating and managing their claims.

New Year Message
Saturday, 2 Jan, 2010 – 12:41 | No Comment

Everyone here at Michigan Fire Claims Inc. would like to wish all our affiliates and vendors in Grand Rapids, Saginaw, Detroit, Grayling and throughout the rest of the state, a Happy New Year!