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Start of School Year
Saturday, 28 Aug, 2010 – 8:02 | No Comment

Summer is coming to an end and kids are ready to return to school.  This is an exciting time for parents and children alike.  There are many families that have been displaced due to fire and water losses throughout  our state.  We at Michigan Fire Claims Inc. would like to wish all our clients with students a safe and happy school year knowing the difficulty they have of relocating or waiting for their lives to …

Detroit Sports
Monday, 2 Aug, 2010 – 6:48 | No Comment

It is very difficult being a Detroit sports fan.  Having seasons tickets to the Detroit Tigers, Detroit Redwings, Detroit Lions and Detroit Pistons has its perks, but it is very difficult to enjoy the games when these teams struggle.  The Detroit Tigers started the first half of the season on a tear and now are struggling with a mounting lossing streak and injuries.  I wish them well and hope they change things around soon. I …

Mortgagee Clause
Wednesday, 30 Jun, 2010 – 6:14 | No Comment

Answering the question of why mortgagees appear on any structure payments issued to policyholders on insurance claims in Michigan.  Most homeowner and buisness structure policies protect the mortgagee in what is known as the mortgage clause.  The mortgagee also includes trustee or loss payee.  If the mortgagee is named in the policy, then any the mortgagees interest would be protected and their name would appear on any instruments of payment by the insurance company.  There …

Destruction in Dundee
Saturday, 12 Jun, 2010 – 6:13 | No Comment

The damage created by the tornado in Dundee this past week was unimaginable .  We spent several days consulting with city officials and tornado victims on how to file proper claims.  Several homeowners requested claim help.  Our company is doing as much as we can for all the victims involved.  I will update more on this subject on future postings.

Fire Victims
Wednesday, 21 Apr, 2010 – 6:30 | No Comment

Fire victims with no insurance can find fire help through the Red Cross.  The Red Cross normally provides assistance with housing and vouchers to purchase food and clothing at local stores.   We have made significant contribution to the Red Cross and several shelters throughout our State.  I would encourage any company or individual to donate if they can.  The Red Cross can always use our donations to help at any catastrophy.

Sponsoring Baseball
Thursday, 15 Apr, 2010 – 8:57 | No Comment

We are all happy here at Michigan Fire Claims Inc. to sponsor Lakes Area Dodgers 9U travel baseball team out of Waterford/Clarkston.  The team includes Jake Bridgewater.  Jake is nine and an outstanding player.  The Lake Area Dodgers play in the North Oakland Baseball Federation League and include 7 tournaments throughout the State of Michigan.  We all wish Jake and the team a succesfully season.

Easter Weekend
Friday, 2 Apr, 2010 – 7:03 | No Comment

I would like to wish all the clients and staff a safe and happy Easter holiday.  There are many among us that will take this time to re connect with family and friends and loved ones.  Happy Easter

Protecting your Property
Saturday, 27 Mar, 2010 – 8:45 | No Comment

After a loss, insureds should make every attempt to secure the property from any additional damage or theft and keep a record of costs.  Many investors and homeowners are unaware that their policies will reimburse them for theses expenses.  There are many examples of individules not protecting there property and insurance companies not wanting to pay for missing items after the fact.

Adjusters for the assured rates
Saturday, 27 Feb, 2010 – 8:23 | No Comment

Adjusters for the assured are bound by 501.3 (3) which state.
Every adjuster for the assured in the State of Michigan who is not a solicitor shall file with the insurance department the rates of commision for his service.  Said commission shall not exceed 10% in any case and when such rates are filed every adjuster for the assured must adhere to the schedule of rates filed with the department of insurance.