Michigan Insurance Claims – Public Adjusters and Loss Consultants

Even a small fire can create big odor issues that are very difficult and expensive to get rid of.   Slowly burning furniture or carpets release a thick, black smoke, containing hundreds of toxic compounds that will cover all exposed surfaces in your house, and enter through crevices in between walls and attic and basement spaces.  Your walls, floors, furniture, window treatments will be covered with a black, smelly, acidic mass, which, if not promptly or properly removed,  will damage them further, affect your health and leave a lingering odor.

Fire restoration is a complex, delicate process, and there are several steps for transforming a house damaged by fire into a smoke and soot free environment.  Once the fire was put out, the first thing you need to do is ensure proper ventilation inside the house. ( Don’t use wet sponges or wash any surfaces, as that may make the damage worse). Of course, you should contact your insurance company and report the fire, as restoration costs may be higher than you think.

By contacting a fire adjuster company like Michigan Fire Claims, first you get your damage assessed by trained, independent appraisers that will accurately estimate cleaning and fire restoration costs.  Having your own experts estimate the fire damage and the fire restoration costs will assure your appraisal is accurate, so you don’t have to rely on estimates from appraisers that are hired by, work for and serve interests of the insurance company.

We’ll be on your side!

Nik Kalaj,
Michigan Fire Claims Inc., Independent Adjusters & Appraisers

With the coldest days still ahead of us, fire risk is also on the rise. Our private insurance adjusters at Michigan Fire Claims work on a daily basis with homeowners that had devastating fires. During this time of year, most fires involve portable or space heaters, with electrical fires a close second. Improperly maintained or operated equipment is usually the main cause.

There are few basic precautions to consider, so you and your family stay safe and warm:

- have your heating appliances inspected by a certified professional
- operate gas or kerosene space heaters with the greatest care, as they account for the highest fatality risk protect floors under wood burning stoves, and leave enough clearance, as stray embers or overheating could easily start a fire
- for electric appliances, check all cords, and make sure you don’t overload the circuits when plugging them in.
have your vents and chimneys inspected and cleaned every season
- keep all combustibles away from any heaters
- don’t leave any open fires unattended (candles, cigarettes, fireplaces, stoves, etc)
- make sure your smoke detector and carbon monoxide detector (a must if you are using any space heaters besides electrical) are working properly
- talk to you kids about fire safety. As most fires occurs at night – having a clear fire escape plan that your kids understand and have practiced dramatically increases their chance of surviving one.

We hope you stay warm and safe, as the the cold weather is here for a little while longer.

As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate! Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families.

We had a very strong year, handling over 200 claims for families and businesses all over Michigan. While that in itself meant a lot of hard work and long hours for our team, the success we had in recuperating property losses for our clients makes it especially rewarding. For our company, there is a direct correlation between our success and how well we do for our clients. So I know, that our success also means families being able to rebuild their lives and businesses getting a new chance to prosper.

To our customers, as they settle into their new lives, post fire or flood, we are grateful we had the chance to help you through such difficult times, and we wish you the best of luck. Also, as most of our business comes from referrals, our sincere gratitude to all customers and partners for helping us have a stellar 2010!

Michigan Fire Claims

Tags: Claim Help, Fire Claims, Insurance Claims in Michigan, Michigan Fire Claims, Public adjuster

Public adjusters and private adjusters are gearing up for a get together this weekend in Detroit for the races.  Several public adjusters from the state will be meeting at the Detroit Yacht Club the morning of the race.  We at Michigan Fire Claims Inc. will be showing up in full force to enjoy this annual race in Detroit.  See everyone there.

Tags: Detroit, private adjusters, public adjusters

I would like to wish the entire staff here at Michigan Fire Claims Inc. a safe and happy holiday.

Tags: memorial day

The Denby family suffered a fire in Cadillac Michigan and requested help to determine if a land contract was as effective as purchasing through conventional means in replacement of the home they owned that was destroyed by fire.

Under Michigan law, a deed does not need to be recorded to be effective as between the parties to the deed. Evans v Holloway Sand & Gravel, Inc., 106 Mich App 70, 308 NW2d 440 (1981)

Tags: Cadillac, Claim Help, Fire

Help for fire and water claims victims in Norther Michigan will be easier with a possible branch office in the Gaylord or Grayling area this coming summer.  There has been a tremendous need for Public and Private Adjusters by insureds requesting estimates and help after their losses.  I would like to thank Dave Sears in Gaylord for helping James Davis who suffered a fire and was not insured outside of Grayling. Dave provided shelter and money to the family.

Tags: Claim Help, Claims, Fire, Flood, Gaylord, Grayling

Michigan Fire Claims Inc. would like to congratulate our clients, the Hoose family, on their new set of twins, born the same day they moved in their new home in Kalamazoo. The family suffered a fire loss last year and Michigan Fire Claims Inc. was able to recover from the insurance company the amounts needed to demolish and rebuild the home rather than repair and clean (which the insurance company was pushing).

Tags: Kalamazoo, Michigan Fire Claims

Everyone here at Michigan Fire Claims Inc. would like to wish all our affiliates and vendors in Grand Rapids, Saginaw, Detroit, Grayling and throughout the rest of the state, a Happy New Year!

Tags: Detroit, Fire, Grand Rapids, Grayling, Saginaw