claim questions

Fire Claims

Business Insurance Claims or Homeowners Insurance Fire & Smoke Damage

Insurance Claims

Homeowners Insurance Claims or Business Insurance Claims

Private Adjuster

Water Damage Claims

Business Insurance Claims or Homeowners Insurance Claims Water Damage

Home » Archive by Category

Articles in the Fire Category

A Hot Issue: Dishwashers on Fire
Thursday, 5 Apr, 2012 – 9:47 | No Comment

Two thirds of home fires start, in one way or another, in the kitchen. As you may safely guess, most of them are directly related to unattended cooking, with ignition of food and cooking equipment as the leading cause of home fires and personal injuries. We’ve all been warned of the dangers of fires from cooking and kitchen appliances like hotplates or grills, and hopefully take the necessary precautions…
But here’s one particular kitchen appliance you …

Avoid Fire! Store your flammables with caution!
Friday, 23 Mar, 2012 – 13:51 | No Comment

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

Fire loss caused by negligence… will my insurance policy cover it?
Monday, 5 Mar, 2012 – 16:47 | No Comment

Most fires are caused by some sort of human error; therefore, negligence is easily implied.  One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc.  The fact is, in most cases, the homeowner bear some responsibility.  Can the property loss claim be denied on grounds of negligence?
Not usually.   Unless the policy owners purposely set the fire (in which case is classified as arson), the fire loss is covered …

Fall is here, but is it safe to turn up the heat???
Wednesday, 21 Sep, 2011 – 8:28 | No Comment

When it comes to preparing for the colder weather, there is one thing you simply can’t neglect – to have your furnace checked for safety.
This relatively simple and generally inexpensive task will prevent unwanted complications, even tragedy.  Not just it’s not fun when your furnace stops working and it’s freezing outside, but, most importantly, servicing your heating system will make your home and family safer, decreasing the chance of serious accidents.
During the cold season, improperly …

Fires and the holiday season
Saturday, 18 Dec, 2010 – 11:58 | No Comment

For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires.
While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you’ve got in a fire is not an easy thing for anyone, but eventually life goes on and thing get better. You buy new things, …

Occupied home’s in Flint and Saginaw burned by fire
Tuesday, 5 Oct, 2010 – 13:16 | No Comment

This past weekend saw a rise in home fire’s throughout Flint and Saginaw.  The majority of the homes that caught on fire were fortunatly vacant and caused no real property loss to homeowners or insured’s.  We have also heard that Detroit and Grand Rapids have also had a spike in property damaged by fire.