Michigan Insurance Claims – Public Adjusters and Loss Consultants

I have been asked many times what is and why are in insurance companies requesting and exam under oath. An examination under oath is an insurance companies way of attempting to gather information from an insured to not pay their claim.  It is as simple as that.  An insurance company has a right under the policy and will frequently ask for an exam under oath when they want to be difficult.  An insured has the right to be represented during the process and should further explore those options.

Tags: claim, euo, Examination Under Oath, insurance

There have been a lot of questions on what insurance companies cover and policy limitations on flooded basement.  Several calls have been recieved from the Grand Rapids, Saginaw, Bay City areas in regards to water damge in their basements.  Most home insurance policies have endorsements that limit the amount of recovery due to water backup.  When the damage occurs from a broken pipe, the actual dwelling limit on the policy is in full affect.  You should always contact your agent to be aware of the policy language and limitations on your policy.

Tags: basement, Flooded, Grand Rapids, questions, Saginaw

We have been talking to several adjusting firms to have a seminar on how to help fire and water claims for victims in Grand Rapids, Battle Creek, Kalmazoo and surrounding areas.  We are hoping to use our office in Grand Rapids for the presentation.  We should have more info by the end of May.  Please contact us with any questions.

Tags: Claim Help, Fire Claims, Grand Rapids, Kalamazoo

Fire victims with no insurance can find fire help through the Red Cross.  The Red Cross normally provides assistance with housing and vouchers to purchase food and clothing at local stores.   We have made significant contribution to the Red Cross and several shelters throughout our State.  I would encourage any company or individual to donate if they can.  The Red Cross can always use our donations to help at any catastrophy.

Tags: Claim Help, contributions, shelters

The Denby family suffered a fire in Cadillac Michigan and requested help to determine if a land contract was as effective as purchasing through conventional means in replacement of the home they owned that was destroyed by fire.

Under Michigan law, a deed does not need to be recorded to be effective as between the parties to the deed. Evans v Holloway Sand & Gravel, Inc., 106 Mich App 70, 308 NW2d 440 (1981)

Tags: Cadillac, Claim Help, Fire

Help for fire and water claims victims in Norther Michigan will be easier with a possible branch office in the Gaylord or Grayling area this coming summer.  There has been a tremendous need for Public and Private Adjusters by insureds requesting estimates and help after their losses.  I would like to thank Dave Sears in Gaylord for helping James Davis who suffered a fire and was not insured outside of Grayling. Dave provided shelter and money to the family.

Tags: Claim Help, Claims, Fire, Flood, Gaylord, Grayling

Michigan Fire Claims Inc. is a member in good standing with Mapia.  MAPIA stands for Michigan Association of Public Insurance Adjusters.  We have become a leading member in the adjusting and appraisel aspects of first party claims.  Our specialty’s include fire and water claims adjusting and appraising.

Tags: Adjusting, Appraising, Michigan Fire Claims, public

The New Year at Michigan Fire Claims started with a pretty busy week.  Having been retained on a party store fire in Flint, 2 homeowner fires in Detroit, a water loss in Troy, and a homeowner fire loss in Pontiac has kept our crew work hard in this frigid weather.  I would like to thank my team for braving the cold throughout the estimate process.

Tags: Detroit, Flint, Michigan Fire Claims, Pontiac, Troy

Michigan Fire Claims Inc. would like to congratulate our clients, the Hoose family, on their new set of twins, born the same day they moved in their new home in Kalamazoo. The family suffered a fire loss last year and Michigan Fire Claims Inc. was able to recover from the insurance company the amounts needed to demolish and rebuild the home rather than repair and clean (which the insurance company was pushing).

Tags: Kalamazoo, Michigan Fire Claims

Everyone here at Michigan Fire Claims Inc. would like to wish all our affiliates and vendors in Grand Rapids, Saginaw, Detroit, Grayling and throughout the rest of the state, a Happy New Year!

Tags: Detroit, Fire, Grand Rapids, Grayling, Saginaw