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	<title>Michigan Insurance Claims - Public Adjusters and Loss Consultants &#187; Fire Claims</title>
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	<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster</link>
	<description>A Leading Public Adjusters Blog - Michigan</description>
	<lastBuildDate>Wed, 21 Sep 2011 17:03:25 +0000</lastBuildDate>
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		<title>Fall is here, but is it safe to turn up the heat???</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/09/21/fall-is-here-but-is-it-safe-to-turn-up-the-heat/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/09/21/fall-is-here-but-is-it-safe-to-turn-up-the-heat/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 14:28:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fire]]></category>
		<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Insurance Claims]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=951</guid>
		<description><![CDATA[When it comes to preparing for the colder weather, there is one thing you simply can’t neglect &#8211; to have your furnace checked for safety. This relatively simple and generally inexpensive task will prevent unwanted complications, even tragedy.  Not just it&#8217;s not fun when your furnace stops working and it’s freezing outside, but, most importantly, [...]]]></description>
			<content:encoded><![CDATA[<p>When it comes to preparing for the colder weather, there is one thing you simply can’t neglect &#8211; to have your furnace checked for safety.</p>
<p>This relatively simple and generally inexpensive task will prevent unwanted complications, even tragedy.  Not just it&#8217;s not fun when your furnace stops working and it’s freezing outside, but, most importantly, servicing your heating system will make your home and family safer, decreasing the chance of serious accidents.</p>
<p>During the cold season, improperly maintained or operating heating systems and appliances are responsible for the majority of fires, explosions and human loss.  As most residential heating systems in Michigan are gas burning furnaces, the risk of fire and explosions is particularly high.</p>
<p>The gas pipeline that goes to the furnace needs to be checked for leakages – as it poses a serious explosion risk. Methane gas accumulates in closed spaces such as basements and ignites and blows from any small spark. It takes as little as switching on the light for the accumulated methane to blow up, destroy your home, and your life.  </p>
<p>During the safety check procedure, the HVAC technician you hire will perform a series of tests and procedures meant to reveal and fix any furnace problems that may prevent it from functioning properly or increase the chances of fires and accidents:</p>
<ul>
<li>check for debris in the chimney and flue;</li>
<li> cleaning of air filters;</li>
<li>checking gas pilot safety;</li>
<li>cleaning burners for proper combustion;</li>
<li>cleaning the fan;</li>
<li>checking and adjusting the condition and tension of fan belt;</li>
<li>checking blower operation.</li>
</ul>
<p>Also, proper maintenance of your heating system will keep it operating efficiently over the years, making it a good deal even for the budget conscious consumer.   </p>
<p>So don&#8217;t delay! Make sure the furnace check is performed by a reliable, authorized heating company, not just for your safety, but also, in case of an accident &#8211; fire, explosion, etc., you will need to prove to your insurance company that you performed required maintenance on your heating system, or your claim may be denied (save all records of the work performed).</p>
<p>&nbsp;<br />
Be safe!<br />
Nik Kalaj<br />
Michigan Fire Claims Inc, A Public Adjuster Company</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Fire smell be gone!</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/08/01/fire-smell-be-gone/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/08/01/fire-smell-be-gone/#comments</comments>
		<pubDate>Mon, 01 Aug 2011 15:43:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Appraiser]]></category>
		<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Fire Help]]></category>
		<category><![CDATA[Insurance Claims]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=821</guid>
		<description><![CDATA[So you had a small kitchen fire, that you were able to put out without much structural damage.  While your house smells like the Inferno, you console yourself with the fact that things were not worse.  Cleaning should be easy you think.  You’ll replace the kitchen cabinet above the stove, air the house out, refresh [...]]]></description>
			<content:encoded><![CDATA[<p>So you had a small kitchen fire, that you were able to put out without much structural damage.  While your house smells like the Inferno, you console yourself with the fact that things were not worse.  Cleaning should be easy you think.  You’ll replace the kitchen cabinet above the stove, air the house out, refresh the paint, and life we’ll be back to normal.  As your deductible is high, and the last thing you need is a rate increase on your homeowner policy, you decide to not even call your insurance company.</p>
<p>After a week of toil and trouble, things look up.  For the next months, anyone waking through the door, acts like your Schnauzer when the meatloaf is in the oven &#8211; sniffing the air, questions marks in their eyes.  At work, people inquire if you’ve been taking up smoking, or you’re just  grillin’ every day.</p>
<p>At Christmas, when your in-laws visit, they ask if they have to eat whatever you’ve been cooking (or burning..).  At this point, you possibly had enough.</p>
<p>So together with your Schnauzer, you put your olfactory detective skills to use, to uncover just where those pesky smells are hiding.</p>
<p>Carpets, rugs, sofas, curtains, clothes, they are all culprits. Even after washing, airing, deodorizing.  You may need to get new ones!  And repaint. Geez, who knows how much this will cost.</p>
<p>What to do??  And how about the insurance company, how can you document the damage now?</p>
<p>Eureka!!   You can call Michigan Fire Claims! They’ll have answers for you! And <a title="michigan independent appraisals" href="http://michiganfireclaimsinc.com/appraisal-services.htm" target="_blank">appraisers</a>, and <a title="independent fire adjuster michigan" href="http://michiganfireclaimsinc.com/services.htm" target="_blank">adjusters</a>. And they’ve help hundreds before <a title="Fire Help Michigan" href="http://news.yahoo.com/michigan-fire-claims-celebrates-twelve-hundredth-customer-071207199.html" target="_blank">(here’s proof!)</a>.  Plus, they are really nice.</p>
<p>Yeah, I know you wish you’d thought of them before!</p>
<p>Nik Kalaj<br />
President &amp; Owner<br />
<a title="Independent adjusters, appraisers for your insurance claims" href="http://michiganfireclaimsinc.com"> Michigan Fire Claims, Public Adjusting Company</a></p>
<p>&nbsp;</p>
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		<title>Fire Safety during the cold Michigan weather</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/01/24/fire-safety-during-the-cold-michigan-weather/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2011/01/24/fire-safety-during-the-cold-michigan-weather/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 19:14:54 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Fire Help]]></category>
		<category><![CDATA[Private Adjuster]]></category>
		<category><![CDATA[Public adjuster]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=241</guid>
		<description><![CDATA[With the coldest days still ahead of us, fire risk is also on the rise. Our private insurance adjusters at Michigan Fire Claims work on a daily basis with homeowners that had devastating fires. During this time of year, most fires involve portable or space heaters, with electrical fires a close second. Improperly maintained or [...]]]></description>
			<content:encoded><![CDATA[<p>With the coldest days still ahead of us, fire risk is also on the rise. Our private insurance adjusters at Michigan Fire Claims work on a daily basis with homeowners that had devastating fires.  During this time of year, most fires involve portable or space heaters, with electrical fires a close second. Improperly maintained or operated equipment is usually the main cause.</p>
<p>There are few basic precautions to consider, so you and your family stay safe and warm:</p>
<p>- have your heating appliances inspected by a certified professional<br />
- operate gas or kerosene space heaters with the greatest care, as they account for the highest fatality risk protect floors under wood burning stoves, and leave enough clearance, as stray embers or overheating could easily start a fire<br />
- for electric appliances, check all cords, and make sure you don&#8217;t overload the circuits when plugging them in.<br />
have your vents and chimneys inspected and cleaned every season<br />
- keep all combustibles away from any heaters<br />
- don&#8217;t leave any open fires unattended (candles, cigarettes, fireplaces, stoves, etc)<br />
- make sure your smoke detector and carbon monoxide detector (a must if you are using any space heaters besides electrical) are working properly<br />
- talk to you kids about fire safety. As most fires occurs at night – having a clear fire escape plan that your kids understand and have practiced dramatically increases their chance of surviving one.</p>
<p><strong>We hope you stay warm and safe, as the the cold weather is here for a little while longer.</strong></p>
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		<title>Happy New Year!</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/12/30/happy-new-year/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/12/30/happy-new-year/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 14:09:47 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Private Adjuster]]></category>
		<category><![CDATA[Public adjuster]]></category>
		<category><![CDATA[Claim Help]]></category>
		<category><![CDATA[Insurance Claims in Michigan]]></category>
		<category><![CDATA[Michigan Fire Claims]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=201</guid>
		<description><![CDATA[As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate! Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families. We had a very strong year, handling over [...]]]></description>
			<content:encoded><![CDATA[<p>As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate!  Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families.  </p>
<p>We had a very strong year, handling over 200 claims for families and businesses all over Michigan.  While that in itself meant a lot of hard work and long hours for our team, the success we had in recuperating property losses for our clients makes it especially rewarding.  For our company, there is a direct correlation between our success and how well we do for our clients. So I know, that our success also means families being able to rebuild their lives and businesses getting a new chance to prosper. </p>
<p>To our customers, as they settle into their new lives, post fire or flood, we are grateful we had the chance to help you through such difficult times, and we wish you the best of luck.  Also, as most of our business comes from referrals, our sincere gratitude to all customers and partners for helping us have a stellar 2010!</p>
<p><strong>Michigan Fire Claims</strong></p>
]]></content:encoded>
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		<title>Fires and the holiday season</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/12/18/fires-and-the-holiday-season/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/12/18/fires-and-the-holiday-season/#comments</comments>
		<pubDate>Sat, 18 Dec 2010 17:58:40 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Detroit]]></category>
		<category><![CDATA[Fire]]></category>
		<category><![CDATA[fire claim]]></category>
		<category><![CDATA[Fire Damage]]></category>
		<category><![CDATA[Fire Help]]></category>
		<category><![CDATA[Smoke Damage Claims]]></category>
		<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[fire insurance claims]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[Michigan Fire Claims]]></category>
		<category><![CDATA[smoke]]></category>
		<category><![CDATA[smoke claims]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=161</guid>
		<description><![CDATA[For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires. While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you&#8217;ve got in a [...]]]></description>
			<content:encoded><![CDATA[<p>For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires.</p>
<p>While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you&#8217;ve got in a fire is not an easy thing for anyone, but eventually life goes on and thing get better. You buy new things, re-build your house, etc. However, while material things will be replaced, a life cannot!</p>
<p>So, please, as you start baking, decorating, lighting the candles, etc., don&#8217;t forget to take the necessary precautions to help protect your family and property. Here&#8217;s a video from the US Fire Administration and NIST showing it takes less than a minute for the Christmas tree to catch on fire and engulf the living room. Don&#8217;t let it happen to you!</p>
<p><object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/o2dNN2waoSw?fs=1&amp;hl=en_US&amp;rel=0"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/o2dNN2waoSw?fs=1&amp;hl=en_US&amp;rel=0" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object></p>
<p>If you have small children in your family, take the time to talk to them again about fire safety and the fire evacuation plan. If the unthinkable happens, having rehearsed these, will dramatically decrease their chance of fire related injuries.</p>
<p>From everyone here at Michigan Fire Claims Inc., we wish everyone a safe and joyous holiday season!</p>
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		<title>Thanksgiving Weekend Fires</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/11/27/thanksgiving-weekend-fires/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/11/27/thanksgiving-weekend-fires/#comments</comments>
		<pubDate>Sat, 27 Nov 2010 16:59:24 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Detroit]]></category>
		<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Flint]]></category>
		<category><![CDATA[Saginaw]]></category>
		<category><![CDATA[Claim Help]]></category>
		<category><![CDATA[Fire]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=134</guid>
		<description><![CDATA[Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost.  It is important to keep an eye on what is happening in the kitchen.  There are many [...]]]></description>
			<content:encoded><![CDATA[<p>Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost.  It is important to keep an eye on what is happening in the kitchen.  There are many outdated stoves that are not use to high heat for extended periods and if and when turkeys catch fire the results can be worse than an actual kitchen catching on fire.  Turkey and other meats and there oils burn and release proteins in the air.  Protein fires permeate everything and is difficult to treat and clean.  We at Michigan Fire Claims will donate a turkey dinner to the families we have identified with this type of fire over this holiday weekend.</p>
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		<title>Detroit wins big</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/10/11/detroit-wins-big/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/10/11/detroit-wins-big/#comments</comments>
		<pubDate>Mon, 11 Oct 2010 12:32:28 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Detroit]]></category>
		<category><![CDATA[fire claim]]></category>
		<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[Claim Help]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=125</guid>
		<description><![CDATA[Congratulations to the Detroit Lions for an impressive win against the Saint Louis Rams in Detroit.  It has been a long time since football fans have witnessed a dominating performance such as that.  I would claim before the game that the Detroit Lions would need help to win and I was very wrong.  Help was [...]]]></description>
			<content:encoded><![CDATA[<p>Congratulations to the Detroit Lions for an impressive win against the Saint Louis Rams in Detroit.  It has been a long time since football fans have witnessed a dominating performance such as that.  I would claim before the game that the Detroit Lions would need help to win and I was very wrong.  Help was not needed at all. I guess I will not claim they need help for the next game.</p>
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		<title>Flint</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/08/08/flint/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/08/08/flint/#comments</comments>
		<pubDate>Sun, 08 Aug 2010 13:50:42 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[Flint]]></category>
		<category><![CDATA[Michigan Fire Claims]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=105</guid>
		<description><![CDATA[In Flint Michigan, police have been searching for a serial killer since May of this year.  Michigan Fire Claims Inc. is very active in the Flint area and would like to post our own warnings to all Flint and Flint Township residence to be careful and report any suspicious individual to law enforcement immediatly.  We [...]]]></description>
			<content:encoded><![CDATA[<p>In Flint Michigan, police have been searching for a serial killer since May of this year.  Michigan Fire Claims Inc. is very active in the Flint area and would like to post our own warnings to all Flint and Flint Township residence to be careful and report any suspicious individual to law enforcement immediatly.  We hope that this individual will be apprehended and prosecuted to the full extent of the law.  The Michigan State Police will be holding a press conference tomorrow in Flint to give an update on there investigation.</p>
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		<title>Personal Adjuster</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/06/05/personal-adjuster/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/06/05/personal-adjuster/#comments</comments>
		<pubDate>Sat, 05 Jun 2010 14:53:48 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Grand Rapids]]></category>
		<category><![CDATA[Public adjuster]]></category>
		<category><![CDATA[personal adjuster]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=88</guid>
		<description><![CDATA[Personal adjusters are better known as public adjusters.  Either name still means someone that works for you.  I have clients that only refer to me as a personal adjuster.  They seem to like the term and I don&#8217;t mind.  The John Davis family in Grand Rapids, would like to extend a thank you to all [...]]]></description>
			<content:encoded><![CDATA[<p>Personal adjusters are better known as public adjusters.  Either name still means someone that works for you.  I have clients that only refer to me as a personal adjuster.  They seem to like the term and I don&#8217;t mind.  The John Davis family in Grand Rapids, would like to extend a thank you to all the help that their community gave during the aftermath of their house fire in January of 2010.  John had no insurance on his home and asked me to thank his neighbors and our office, through this blog, for all of the help and donations to his family.  John would not call me a public adjuster.  He wanted to only think of me as a personal adjuster.  John, my staff and I wish you nothing but the best.</p>
<p>Nik</p>
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		<title>Fire Claims Seminar in Grand Rapids</title>
		<link>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/05/03/fire-claims-seminar-in-grand-rapids/</link>
		<comments>http://miclaims.leadingpublicadjusters.com/Public_Adjuster/2010/05/03/fire-claims-seminar-in-grand-rapids/#comments</comments>
		<pubDate>Mon, 03 May 2010 13:22:55 +0000</pubDate>
		<dc:creator>miclaims</dc:creator>
				<category><![CDATA[Fire Claims]]></category>
		<category><![CDATA[Fire Help]]></category>
		<category><![CDATA[Grand Rapids]]></category>
		<category><![CDATA[Public adjuster]]></category>
		<category><![CDATA[Claim Help]]></category>
		<category><![CDATA[Kalamazoo]]></category>

		<guid isPermaLink="false">http://miclaims.leadingpublicadjusters.com/Public_Adjuster/?p=78</guid>
		<description><![CDATA[We have been talking to several adjusting firms to have a seminar on how to help fire and water claims for victims in Grand Rapids, Battle Creek, Kalmazoo and surrounding areas.  We are hoping to use our office in Grand Rapids for the presentation.  We should have more info by the end of May.  Please [...]]]></description>
			<content:encoded><![CDATA[<p>We have been talking to several adjusting firms to have a seminar on how to help fire and water claims for victims in Grand Rapids, Battle Creek, Kalmazoo and surrounding areas.  We are hoping to use our office in Grand Rapids for the presentation.  We should have more info by the end of May.  Please contact us with any questions.</p>
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