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Articles in the Fire Claims Category

Avoid Fire! Store your flammables with caution!
Friday, 23 Mar, 2012 – 13:51 | No Comment

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

Insurance settlement blues…
Thursday, 8 Mar, 2012 – 13:27 | No Comment

More often than you think, policy owners get the second round of bad news (after the actual disaster…) when the insurance company presents their settlement offer. In many cases we worked on, the settlement offers were sometimes up to 70% less than the actual rebuilding costs.
How is this possible? It happens mainly because about 9 out of 10 property losses evaluated by insurance adjusters are estimated less than their fair value, to varying …

Fire loss caused by negligence… will my insurance policy cover it?
Monday, 5 Mar, 2012 – 16:47 | No Comment

Most fires are caused by some sort of human error; therefore, negligence is easily implied.  One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc.  The fact is, in most cases, the homeowner bear some responsibility.  Can the property loss claim be denied on grounds of negligence?
Not usually.   Unless the policy owners purposely set the fire (in which case is classified as arson), the fire loss is covered …

Fall is here, but is it safe to turn up the heat???
Wednesday, 21 Sep, 2011 – 8:28 | No Comment

When it comes to preparing for the colder weather, there is one thing you simply can’t neglect – to have your furnace checked for safety.
This relatively simple and generally inexpensive task will prevent unwanted complications, even tragedy.  Not just it’s not fun when your furnace stops working and it’s freezing outside, but, most importantly, servicing your heating system will make your home and family safer, decreasing the chance of serious accidents.
During the cold season, improperly …

Fire smell be gone!
Monday, 1 Aug, 2011 – 9:43 | No Comment

So you had a small kitchen fire, that you were able to put out without much structural damage.  While your house smells like the Inferno, you console yourself with the fact that things were not worse.  Cleaning should be easy you think.  You’ll replace the kitchen cabinet above the stove, air the house out, refresh the paint, and life we’ll be back to normal.  As your deductible is high, and the last thing you need …

Fire Safety during the cold Michigan weather
Monday, 24 Jan, 2011 – 13:14 | No Comment

With the coldest days still ahead of us, fire risk is also on the rise. Our private insurance adjusters at Michigan Fire Claims work on a daily basis with homeowners that had devastating fires. During this time of year, most fires involve portable or space heaters, with electrical fires a close second. Improperly maintained or operated equipment is usually the main cause.
There are few basic precautions to consider, so you and your family stay …

Happy New Year!
Thursday, 30 Dec, 2010 – 8:09 | No Comment

As we get ready to uncork the champagne bottles, here at Michigan Fire Claims, I realize we have a lot to celebrate! Therefore, my thoughts turn gratefully to all of those who make our success possible: our customers, our employees, our partners, and of course, our families.
We had a very strong year, handling over 200 claims for families and businesses all over Michigan. While that in itself meant a lot of …

Fires and the holiday season
Saturday, 18 Dec, 2010 – 11:58 | No Comment

For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires.
While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you’ve got in a fire is not an easy thing for anyone, but eventually life goes on and thing get better. You buy new things, …

Thanksgiving Weekend Fires
Saturday, 27 Nov, 2010 – 10:59 | No Comment

Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost.  It is important to keep an eye on what is happening in the kitchen.  There are many outdated stoves that are not use to high heat for extended periods and if and when turkeys catch fire the …

Detroit wins big
Monday, 11 Oct, 2010 – 6:32 | No Comment

Congratulations to the Detroit Lions for an impressive win against the Saint Louis Rams in Detroit.  It has been a long time since football fans have witnessed a dominating performance such as that.  I would claim before the game that the Detroit Lions would need help to win and I was very wrong.  Help was not needed at all. I guess I will not claim they need help for the next game.