Michigan Insurance Claims – Public Adjusters and Loss Consultants

With the coldest days still ahead of us, fire risk is also on the rise. Our private insurance adjusters at Michigan Fire Claims work on a daily basis with homeowners that had devastating fires. During this time of year, most fires involve portable or space heaters, with electrical fires a close second. Improperly maintained or operated equipment is usually the main cause.

There are few basic precautions to consider, so you and your family stay safe and warm:

- have your heating appliances inspected by a certified professional
- operate gas or kerosene space heaters with the greatest care, as they account for the highest fatality risk protect floors under wood burning stoves, and leave enough clearance, as stray embers or overheating could easily start a fire
- for electric appliances, check all cords, and make sure you don’t overload the circuits when plugging them in.
have your vents and chimneys inspected and cleaned every season
- keep all combustibles away from any heaters
- don’t leave any open fires unattended (candles, cigarettes, fireplaces, stoves, etc)
- make sure your smoke detector and carbon monoxide detector (a must if you are using any space heaters besides electrical) are working properly
- talk to you kids about fire safety. As most fires occurs at night – having a clear fire escape plan that your kids understand and have practiced dramatically increases their chance of surviving one.

We hope you stay warm and safe, as the the cold weather is here for a little while longer.