Archive for October, 2010

Oct 29 2010

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miclaims

Proofs of Loss

A reminder to all insureds that a Proof of Loss or Sworn Statement in Proofs of  Loss are generally filed within sixty days from date of loss or upon request from the insurance company.  These are complicated documents and insureds should look to a public adjuster or adjuster for the assured for help in understanding how to file these documents.  These are documents that need to be notorized by a notary for them to be acceptable.

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Oct 21 2010

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miclaims

Fire Claims Estimates

Most public adjusters and insurance adjusters use and estimate program called Exactimate.  This estimating program is also the most well known and updated out of all the others that are available.  Public adjusters and insurance adjusters alike can find common pricing on material and labor consistant with the areas the estimates are written.  As an example, a house fire in Grand Rapids would have different pricing values then in a home in Detroit, Lansing and even Flint that has the exact parameters just because of the area.  Fires in Grand Rapids tend to run a little higher then most of the other cities through this program while Flint and Detroit seem to be the lowest in the state.  These are differences that should be over come and as public adjusters we are trying to raise those values as high as possible.

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Oct 11 2010

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miclaims

Detroit wins big

Congratulations to the Detroit Lions for an impressive win against the Saint Louis Rams in Detroit.  It has been a long time since football fans have witnessed a dominating performance such as that.  I would claim before the game that the Detroit Lions would need help to win and I was very wrong.  Help was not needed at all. I guess I will not claim they need help for the next game.

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Oct 05 2010

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miclaims

Occupied home’s in Flint and Saginaw burned by fire

This past weekend saw a rise in home fire’s throughout Flint and Saginaw.  The majority of the homes that caught on fire were fortunatly vacant and caused no real property loss to homeowners or insured’s.  We have also heard that Detroit and Grand Rapids have also had a spike in property damaged by fire.

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