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Articles Archive for February 2010

Adjusters for the assured rates
Saturday, 27 Feb, 2010 – 8:23 | No Comment

Adjusters for the assured are bound by 501.3 (3) which state.
Every adjuster for the assured in the State of Michigan who is not a solicitor shall file with the insurance department the rates of commision for his service.  Said commission shall not exceed 10% in any case and when such rates are filed every adjuster for the assured must adhere to the schedule of rates filed with the department of insurance.

Land Contracts in Michigan
Monday, 15 Feb, 2010 – 16:10 | No Comment

The Denby family suffered a fire in Cadillac Michigan and requested help to determine if a land contract was as effective as purchasing through conventional means in replacement of the home they owned that was destroyed by fire.
Under Michigan law, a deed does not need to be recorded to be effective as between the parties to the deed. Evans v Holloway Sand & Gravel, Inc., 106 Mich App 70, 308 NW2d 440 (1981)

Claims Help for Fire and Water Victims in Northern Michigan
Wednesday, 10 Feb, 2010 – 10:33 | No Comment

Help for fire and water claims victims in Norther Michigan will be easier with a possible branch office in the Gaylord or Grayling area this coming summer.  There has been a tremendous need for Public and Private Adjusters by insureds requesting estimates and help after their losses.  I would like to thank Dave Sears in Gaylord for helping James Davis who suffered a fire and was not insured outside of Grayling. Dave provided shelter and …

Michigan Sworn Statements in Proof of Loss Fire & Water Claims
Thursday, 4 Feb, 2010 – 11:22 | No Comment

Most insurance companies require insureds to file a Sworn Statements in Proofs of Loss within sixty days of having a fire or flood.  Some insurance companies require that the Proofs are filed when requested by the adjuster.  Always check the policy language to protect oneself from missing this important deadline.